I^{t's that time of year again-tax time! As you begin this annual ritual, we'd like to offer you a way to reduce your taxes.}
Deferred Charitable Gift Annuities are a simple way to receive a retirement income for life and a current charitable
income tax deduction while helping to ensure the future of Clarion University.
The benefits of a Charitable Gift Annuity include:
lGuaranteed reliable income, part of which is tax-free, for you and another beneficiary for life
lA tax-saving charitable deduction
lReduced or eliminated capital gains tax (when you contribute appreciated securities)
lThe satisfaction of making a gift of lasting significance to Clarion University

*The$10,000 figureismerely aconvenient multiple. We will be glad to provide you with taxand financialresultsforanysizegiftof $5,000 or greater. The illustration is based on a gift of cash. The "effective" rate takes into account thedonor'scharitabletaxsavings and the benefits of the tax-free income in a 31 percent federal income tax bracket.

Name

Address

Tax and income benefits are determined in part by the age of the beneficiary/ies and the age income is to begin. Provide birth dates for personal proposal. 1_________ 2__________ and age or date income would begin __________ (Minimum Age of 50). Mail to:Clarion University Foundation, Attn: Planned Giving Department,
Haskell House, 840 Wood Street, Clarion PA 16214-1232

Note: Consult your financial advisor about a gift's suitability.